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Effective Date: January 1, 2026 · Last Updated: June 10, 2026
Here's the short version. The full terms below control if there's any conflict.
Recurved, Inc. ("Recurved," "we," "us," "our") provides an AI-powered financial forecasting and business-planning platform available at https://www.getrecurved.com and related domains, mobile applications, and APIs (collectively, the "Service"). These Terms of Service ("Terms") form a binding agreement between Recurved and the customer entity or individual that accesses the Service ("Customer," "you," "your"). By clicking "I Accept," signing an Order Form, creating an account, or otherwise accessing or using the Service, you agree to be bound by these Terms. If you are entering into these Terms on behalf of an organization, you represent that you have authority to bind that organization, and "you" refers to that organization. You must be at least 18 years old and capable of forming a legally binding contract.
Service
The AI-powered financial forecasting platform, APIs, web applications, and related services provided by Recurved.
Subscription
The access rights to the Service purchased by Customer for a specified term.
Customer
The individual or legal entity entering into these Terms to use the Service.
Authorized User
An individual employee, contractor, or agent whom Customer has authorized to use the Service.
Customer Data
All information, data, content, and materials submitted by or on behalf of Customer into the Service, including data pulled from Integrations.
Output
The forecasts, predictions, benchmarks, and scenario analyses generated by the Service based on Customer Data.
Integration
Third-party software, applications, or services connected to the Service by Customer to synchronize data.
Confidential Information
Non-public information disclosed by one party to the other that is designated as confidential or reasonably should be understood to be confidential.
Documentation
The official user manuals, help guides, and technical specifications provided by Recurved regarding the Service.
Order Form
An ordering document or online checkout flow specifying the Subscription, Fees, and term agreed upon by the parties
Fees
The amounts payable by Customer to Recurved for the Subscription and related services.
AI Features
The artificial intelligence, machine learning, and predictive models utilized within the Service to generate Outputs.
Recurved provides an AI-powered predictive forecasting tool that auto-updates a business plan in real time. The Service integrates with CRM, accounting, banking, and payment systems (e.g., QuickBooks, Xero, HubSpot, Salesforce, NetSuite, Stripe, and bank feeds) to generate live benchmarks and scenario forecasts. The Service is delivered via our web application and APIs. Recurved may modify, update, or improve the Service over time, provided that we will not materially diminish the core functionality of the Service during an active, paid Subscription term.
Account creation requires accurate, complete, and current information. You are entirely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us promptly of any unauthorized use or security breach. We reserve the right to suspend or terminate an account for suspected breach, fraud, or risk to the Service. Recurved permits one account per organization unless we explicitly agree otherwise in writing. Authorized User seats are designated for specific individuals and are not transferable, except in the case of permanent employee role changes or departures.
Subscriptions are purchased via an Order Form or online checkout process. Each Order Form is incorporated into and governed by these Terms.
Fees are stated in the applicable Order Form. Unless otherwise specified, Subscriptions are billed in advance on a monthly or annual basis in U.S. dollars. All Fees are exclusive of taxes, and Customer is responsible for payment of all applicable taxes, levies, or duties (excluding taxes based on Recurved's net income).
Subscriptions auto-renew for successive terms equal to the initial term duration unless either party gives written notice of non-renewal at least thirty (30) days before the end of the then-current term.
Recurved may change Fees effective at the start of any renewal term, provided we give you at least thirty (30) days' prior notice.
Past-due amounts accrue interest at the lesser of 1.5% per month or the maximum rate permitted by law. After providing written notice and a 10-day cure period, Recurved may suspend access to the Service for non-payment.
If a free trial is offered, the Service automatically converts to a paid Subscription at the end of the trial period unless you cancel prior to the end date. Trials are provided "AS IS" without any warranties.
Except as expressly required by applicable law or set forth in an Order Form, Fees paid are non-refundable.
Subject to your compliance with these Terms and timely payment of Fees, Recurved grants Customer a limited, non-exclusive, non-transferable, non-sublicensable, revocable license during the Subscription term to access and use the Service solely for Customer's internal business purposes. Access is limited to the number of Authorized Users specified in the applicable Order Form. All rights not expressly granted to you are reserved by Recurved.
As between the parties, Customer owns all right, title, and interest in and to Customer Data.
Customer grants Recurved a worldwide, non-exclusive, royalty-free license to host, store, process, transmit, display, and otherwise use Customer Data as necessary to provide, support, secure, and improve the Service.
Recurved may create and use aggregated, anonymized, and de-identified data derived from Customer Data to operate, analyze, improve, train models for, and benchmark the Service. Such data will not identify Customer or any individual and may be retained by Recurved in perpetuity after termination.
Customer is solely responsible for the accuracy, quality, and legality of Customer Data, for obtaining all necessary rights and consents (including from data subjects) to provide it to Recurved, and for the means by which Customer acquired it.
Customer authorizes Recurved to access connected third-party systems (such as QuickBooks, Xero, HubSpot, Salesforce, NetSuite, Stripe, and bank-feed aggregators) on Customer's behalf to retrieve and process data needed for the Service. Customer is entirely responsible for maintaining these authorizations and complying with the terms governing those third-party services.
The Service uses artificial intelligence and machine learning ("AI Features") to generate forecasts, predictions, scenario analyses, recommendations, and benchmarks ("Outputs"). Outputs are inherently probabilistic, depend heavily on the quality and volume of inputs, and may occasionally be inaccurate, incomplete, or out of date.
OUTPUTS ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL, INVESTMENT, ACCOUNTING, TAX, LEGAL, OR OTHER PROFESSIONAL ADVICE. Customer is solely responsible for reviewing Outputs and consulting qualified professionals before making business or financial decisions.
Customer is responsible for compliance with all laws applicable to Customer's use and distribution of Outputs. This includes securities, financial-reporting, disclosure, and anti-fraud laws when sharing generated forecasts with investors, lenders, or regulators.
As between the parties, Customer owns the Outputs generated specifically from Customer Data, subject to the licenses granted in Section 7 and Recurved's underlying rights in the Service, its models, algorithms, and aggregated/de-identified data.
Recurved makes no warranty as to the accuracy, completeness, or reliability of Outputs and expressly disclaims any liability arising from Customer's reliance on them.
You will not, and will not permit any third party to:
Each party (as "Recipient") agrees to protect the other party's (as "Discloser") Confidential Information using at least the same degree of care it uses to protect its own confidential information of like importance, and no less than reasonable care. Recipient agrees to use such Confidential Information solely to perform under these Terms. Confidential Information excludes information that: (a) is or becomes publicly available without breach; (b) was rightfully known by Recipient prior to disclosure; (c) is independently developed without use of Confidential Information; or (d) is rightfully received from a third party without confidentiality obligations.
Recipient may disclose Confidential Information as required by law, provided it gives reasonable prior notice (where legally permitted) to allow Discloser to seek protective treatment. Confidentiality obligations survive for three (3) years after termination, except for trade secrets, which are protected for as long as they qualify as such under applicable law.
Recurved and its licensors retain all right, title, and interest in and to the Service, the underlying software, models, algorithms, Documentation, and any aggregated and de-identified data, including all related intellectual property rights. No rights are granted by implication, estoppel, or otherwise.
If Customer provides feedback, suggestions, or ideas about the Service ("Feedback"), Customer grants Recurved a perpetual, irrevocable, worldwide, royalty-free, fully sublicensable license to use and exploit such Feedback for any purpose, without obligation.
Recurved's processing of personal information is described in our Privacy Policy, available at https://www.getrecurved.com (the "Privacy Policy"), which is incorporated herein by reference. Recurved maintains administrative, technical, and physical safeguards designed to protect Customer Data and aligned with industry standards (such as SOC 2 principles). However, no system is perfectly secure, and Recurved cannot guarantee absolute security.
The Service may interoperate with or link to third-party services (including the Integrations listed in Section 7.5). Recurved does not control and is not responsible for those services. Customer's use of third-party services is governed strictly by the terms and privacy policies of those third parties. Recurved is not liable for any third-party service's availability, accuracy, or content, or for any loss arising from Customer's use of it.
Recurved will use commercially reasonable efforts to make the Service available, except for planned maintenance (which we will endeavor to schedule outside peak hours and announce in advance), emergency maintenance, and circumstances beyond our reasonable control. Service-level commitments and support response targets, if any, are set forth in the applicable Order Form or in a separately referenced Service Level Agreement. Absent such a document, no specific uptime is guaranteed.
Recurved may offer features, products, or services labeled as "beta," "preview," "early access," or similar ("Beta Features"). Beta Features are provided "AS IS" and "AS AVAILABLE," may be modified or discontinued at any time without notice, may be subject to additional terms, and are entirely excluded from any service-level commitments and warranties.
These Terms begin on the Effective Date and continue for the Subscription term specified in the Order Form, automatically renewing as described in Section 5.3.
Either party may terminate these Terms (or an Order Form) for cause if the other party materially breaches and fails to cure the breach within thirty (30) days after written notice, or upon the other party's insolvency, assignment for the benefit of creditors, or bankruptcy filing.
Upon termination or expiration: (a) Customer's right to access the Service ends; (b) Customer may request export of Customer Data within thirty (30) days, after which Recurved may delete Customer Data in accordance with the Privacy Policy and its retention schedule; and (c) any accrued payment obligations and all provisions intended to survive (including Sections 5.5, 7.3, 8.5, 10, 11, 17–20, and 24) will survive.
Recurved warrants that during the Subscription term it will provide the Service in material accordance with its Documentation. Customer's exclusive remedy and Recurved's sole obligation for breach of this warranty is, at Recurved's option, to use commercially reasonable efforts to correct the non-conformity or, if Recurved cannot do so within a reasonable time, to terminate the affected Order Form and refund any prepaid, unused Fees for the non-conforming portion.
Customer warrants that it has all rights necessary to provide Customer Data to Recurved and to grant the licenses set forth in Section 7.
EXCEPT FOR THE LIMITED WARRANTY IN SECTION 17.1, THE SERVICE, OUTPUTS, AND ALL RELATED MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, RECURVED DISCLAIMS ALL OTHER WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. RECURVED DOES NOT WARRANT THAT THE SERVICE OR OUTPUTS WILL BE UNINTERRUPTED, ERROR-FREE, OR ACCURATE, OR THAT FORECASTS OR PREDICTIONS WILL BE REALIZED.
Recurved will defend Customer against any third-party claim alleging that the Service, as provided by Recurved and used in accordance with these Terms, infringes a valid U.S. patent, copyright, or trademark, or misappropriates a trade secret, and will pay damages and reasonable attorneys' fees finally awarded (or settlement amounts approved by Recurved). Recurved has no obligation for claims arising from: (a) Customer Data; (b) modifications to the Service not made by Recurved; (c) combinations of the Service with items not provided by Recurved; (d) use of the Service after Recurved offered to provide a non-infringing alternative; or (e) Outputs or Customer's reliance on them. If the Service is or may become subject to an infringement claim, Recurved may, at its option, procure the right to continue use, modify the Service to be non-infringing, or terminate the affected Subscription and refund prepaid, unused Fees. This Section 18.1 states Recurved's entire liability for intellectual-property infringement.
Customer will defend and indemnify Recurved against any third-party claim arising from or relating to: (a) Customer Data, including any claim that Customer Data infringes rights or violates law; (b) Customer's use of the Service in violation of these Terms or applicable law; (c) Customer's use, distribution, or reliance on Outputs; or (d) Customer's products, services, or business operations.
The indemnified party will give prompt notice, reasonable cooperation, and control of the defense to the indemnifying party (subject to the indemnified party's right to participate with separate counsel at its own expense).
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE TO THE OTHER FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUES, LOST BUSINESS OPPORTUNITIES, LOSS OF GOODWILL, OR LOSS OR CORRUPTION OF DATA, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. EACH PARTY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS WILL NOT EXCEED THE TOTAL FEES PAID OR PAYABLE BY CUSTOMER TO RECURVED IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
The foregoing limitations do not apply to: (a) a party's indemnification obligations under Section 18; (b) a party's breach of its confidentiality obligations under Section 10; (c) Customer's payment obligations; (d) infringement or misappropriation of the other party's intellectual property; or (e) liability that cannot be limited under applicable law. The parties acknowledge that the Fees reflect the allocation of risk in these Terms and that these limitations are an essential basis of the bargain.
These Terms are governed by the laws of the State of Delaware, without regard to its conflicts-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
Before initiating arbitration, the parties will attempt to resolve the dispute informally for at least thirty (30) days after written notice describing the dispute and proposed resolution is delivered to the other party.
Any dispute, claim, or controversy arising out of or relating to these Terms or the Service that is not resolved informally will be resolved by binding individual arbitration administered by JAMS (or, by mutual agreement, the American Arbitration Association) under its then-current commercial rules. The seat of arbitration will be Wilmington, Delaware (or, for individual consumer Users, the federal judicial district where the User resides), and the arbitration may be conducted in person, by document, or by video. The arbitrator's decision is final and binding, and judgment may be entered in any court of competent jurisdiction.
ALL CLAIMS MUST BE BROUGHT IN THE PARTIES' INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE CLAIMS OF MULTIPLE PARTIES OR PRESIDE OVER ANY FORM OF CLASS PROCEEDING.
Notwithstanding the foregoing, either party may: (a) bring an individual action in small-claims court; and (b) seek injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property or Confidential Information. For such court actions, the parties consent to the exclusive jurisdiction of the state and federal courts located in Delaware.
EACH PARTY WAIVES ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS.
Recurved may update these Terms from time to time. For material changes affecting paid customers, Recurved will provide at least thirty (30) days' prior notice by email or in-product notification. Non-material changes may be made by posting the updated Terms with a new "Last Updated" date. Continued use of the Service after the effective date of the changes constitutes acceptance. If you do not agree to the changes, you must stop using the Service and may cancel your Subscription (and receive a pro-rata refund of any prepaid, unused Fees for the affected Subscription term).
Customer represents and warrants that it (a) is not located in, or a national or resident of, any country subject to a comprehensive U.S. trade embargo; (b) is not identified on any U.S. government list of prohibited or restricted parties (including the OFAC Specially Designated Nationals list); and (c) will comply with all applicable U.S. and other export-control and sanctions laws (including the U.S. Export Administration Regulations) in connection with the Service.
If Customer is an agency, department, or other entity of the U.S. Government, the Service constitutes "commercial computer software" and "commercial computer software documentation" as those terms are used in 48 C.F.R. § 12.212 (for civilian agencies) and 48 C.F.R. § 227.7202 (for the Department of Defense). Use, duplication, or disclosure by the U.S. Government is subject solely to the terms of these Terms.
These Terms, together with any Order Form and the Privacy Policy, constitute the entire agreement between the parties and supersede all prior or contemporaneous communications and proposals.
In case of conflict, the order of precedence is: (a) the Order Form; (b) these Terms; and (c) the Documentation.
Customer may not assign these Terms without Recurved's prior written consent. Recurved may assign these Terms in connection with a merger, acquisition, reorganization, or sale of all or substantially all of its assets. Any assignment in violation of this Section is void.
These Terms do not create any third-party beneficiary rights.
No waiver is effective unless in writing. If any provision is held unenforceable, it will be modified to the minimum extent necessary, and the remaining provisions will remain in full force.
Neither party is liable for delays or failures (other than payment obligations) caused by circumstances beyond its reasonable control, including acts of God, war, terrorism, civil unrest, pandemics, labor disputes, internet or utility outages, or government action.
The parties are independent contractors. These Terms do not create any agency, partnership, joint venture, or employment relationship.
You consent to receive communications electronically. Electronic signatures and click-to-accept have the same legal effect as handwritten signatures.
Notices to Recurved must be sent to support@getrecurved.com and to 2803 Philadelphia Pike, Suite B #288, Claymont, DE 19703. Notices to Customer may be sent to the email or mailing address on file with the account.
Headings are for convenience only and do not affect interpretation.
Recurved, Inc.
2803 Philadelphia Pike, Suite B #288, Claymont, DE 19703
Email: support@getrecurved.com
Website: https://www.getrecurved.com
This Terms of Service is provided as a starting template tailored to Recurved, Inc.'s described business. It is not legal advice. Recurved should have these Terms reviewed and customized by qualified legal counsel — including verification of the governing law, dispute-resolution provisions, and any state- or country-specific requirements — before publication or use with customers.
